A loan is a big decision. We make it a calm one.

The Levio team will process your application within 24 hours after receiving all required supporting documents and will follow up with the lender for updates. Final approval depends on the lender's turnaround time. We work efficiently from day one to avoid unnecessary delays and rework, ensuring a smooth process for both the lender and our clients.

Our loan specialists quickly assess whether staying with your current mortgage is more beneficial, considering any switching fees, or if refinancing could help you save money and meet your goals. We put long-term sustainability ahead of short-term fixes.

Yes. Lenders do consider overseas income, but most count only part of it: depending on the lender, they discount it by anywhere from 0% to 50%.

You apply for the First Home Owner Grant (FHOG), or for a government guarantee that avoids Lenders Mortgage Insurance (LMI), through a participating lender. We guide you through the paperwork and submit it with the rest of your supporting documents.

In most cases, no. We are usually paid a commission by the lender rather than a fee by you. Where any fee would be payable by you, we tell you before you apply, and we disclose the commission arrangements on every recommendation.

Yes! Give us a call or message us with any questions related to mortgages.

There are several specialist lenders in the market with a high-risk appetite, and each application is assessed individually. At Levio, we will discuss your situation and clarify it with potential lenders to help you find a suitable loan product.