InvestmentNegative Gearing Reform - What Changes for Property Investors from 1 July 2027August 04, 2026Negative gearing reform The Short Version From 1 July 2027, the way negative gearing works on investment property is changing. In broad terms, the ability to deduct a rental loss against your wage or salary income is being restricted for newly-acquired established dwellings. Two things soften the c…#investment#tax#property
InvestmentCapital Gains Tax Reform - What Changes for Property Investors from 1 July 2027August 04, 2026Capital gains tax reform The Short Version From 1 July 2027, the way capital gains tax is worked out on investment property is changing. The long-standing 50% CGT discount is being replaced, for affected gains, with an inflation indexation method and a 30% minimum tax on the real gain. This is not…#investment#tax#property
InvestmentSMSF Residential Property Borrowing Ban - What Changes on 10 August 2026July 31, 2026SMSF borrowing ban The Short Version From 10 August 2026, a self-managed super fund can no longer enter into a new limited recourse borrowing arrangement (LRBA) to buy residential property. This is narrower than the headlines suggest. It is not a blanket ban on SMSF borrowing, and it does not touch…#investment#smsf
InvestmentThe Cost of Loyalty to Your Lender - Are You Paying Too Much?January 14, 2025Loyalty Tax The Cost of Loyalty to Your Lender: Are You Paying Too Much? Can you remember back to 2021, when home loan interest rates started as low as 2.99%? At the time, lenders competed fiercely by increasing discounts to attract new customers. This competition benefited new borrowers but left m…#investment
InvestmentCaution with Auction - Essential Tips for a Successful BidDecember 05, 2024Auction Caution with Auction: Essential Tips for a Successful Bid Buying property at auction can be an exciting but daunting experience. For many Australians, auctions are an attractive way to secure a property, particularly when demand is high. However, the fast-paced nature and strict rules of au…#investment
InvestmentWhy Reviewing Your Home Loan Regularly is CrucialDecember 02, 2024Reviewing home loan rates for financial health Why Reviewing Your Home Loan Regularly is Crucial Owning a home is one of life’s major milestones, but staying on top of your home loan can be equally important. In Australia, millions of homeowners unknowingly pay more than they need to because they d…#investment