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Loan insights, financial tips, and industry updates.

An Australian residential rental property representing negative gearing reform

Negative Gearing Reform - What Changes for Property Investors from 1 July 2027

August 04, 2026

Negative gearing reform The Short Version From 1 July 2027, the way negative gearing works on investment property is changing. In broad terms, the ability to deduct a rental loss against your wage or salary income is being restricted for newly-acquired established dwellings. Two things soften the c…

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#tax

#property

Investment

Capital Gains Tax Reform - What Changes for Property Investors from 1 July 2027

August 04, 2026

Capital gains tax reform The Short Version From 1 July 2027, the way capital gains tax is worked out on investment property is changing. The long-standing 50% CGT discount is being replaced, for affected gains, with an inflation indexation method and a 30% minimum tax on the real gain. This is not…

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#tax

#property

A person reviewing home loan documents and statements

Finance And Loans

HSBC Sells Its A$36 Billion Australian Home and Personal Loan Portfolio to Blackstone

August 01, 2026

Reviewing your home loan What Was Announced On 31 July 2026, HSBC Bank Australia announced it has agreed to sell its Australian home and personal loan portfolio to Blackstone. The portfolio has a book value of approximately A$36 billion (about US$25 billion). It will be acquired by Virgo BidCo, a v…

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#finance

Investment

SMSF Residential Property Borrowing Ban - What Changes on 10 August 2026

July 31, 2026

SMSF borrowing ban The Short Version From 10 August 2026, a self-managed super fund can no longer enter into a new limited recourse borrowing arrangement (LRBA) to buy residential property. This is narrower than the headlines suggest. It is not a blanket ban on SMSF borrowing, and it does not touch…

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Investment

The Cost of Loyalty to Your Lender - Are You Paying Too Much?

January 14, 2025

Loyalty Tax The Cost of Loyalty to Your Lender: Are You Paying Too Much? Can you remember back to 2021, when home loan interest rates started as low as 2.99%? At the time, lenders competed fiercely by increasing discounts to attract new customers. This competition benefited new borrowers but left m…

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Finance

Building a Saving Mentality Before Investing

January 01, 2025

Practical money-saving habits Building a Saving Mentality Before Investing Investing can be an excellent way to grow wealth, but before diving into the world of stocks, property, or other assets, it's crucial to develop a solid saving mentality. Saving doesn’t mean living on bread and water or dras…

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#finance

A person holding a bidding paddle at a property auction

Investment

Caution with Auction - Essential Tips for a Successful Bid

December 05, 2024

Auction Caution with Auction: Essential Tips for a Successful Bid Buying property at auction can be an exciting but daunting experience. For many Australians, auctions are an attractive way to secure a property, particularly when demand is high. However, the fast-paced nature and strict rules of au…

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Reviewing home loan rates for financial health

Investment

Why Reviewing Your Home Loan Regularly is Crucial

December 02, 2024

Reviewing home loan rates for financial health Why Reviewing Your Home Loan Regularly is Crucial Owning a home is one of life’s major milestones, but staying on top of your home loan can be equally important. In Australia, millions of homeowners unknowingly pay more than they need to because they d…

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Finance And Loans

Cashback or Low Rates - What’s Best When Refinancing?

November 18, 2024

Refinancing What Motivates You to Refinance? When choosing a home loan, borrowers often compare the benefits of lower interest rates against cashback offers. Cashback offers provide a lump sum payment after loan settlement, offering immediate financial flexibility. On the other hand, lower interest…

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#home-loans

Negative Gearing Reform - What Changes for Property Investors from 1 July 2027

Capital Gains Tax Reform - What Changes for Property Investors from 1 July 2027

HSBC Sells Its A$36 Billion Australian Home and Personal Loan Portfolio to Blackstone

SMSF Residential Property Borrowing Ban - What Changes on 10 August 2026

The Cost of Loyalty to Your Lender - Are You Paying Too Much?

Building a Saving Mentality Before Investing

Caution with Auction - Essential Tips for a Successful Bid

Why Reviewing Your Home Loan Regularly is Crucial

Cashback or Low Rates - What’s Best When Refinancing?

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